When buying a fund, many people will pay attention to the income of the fund, so how much money can you earn a year by buying a 1000 fund? What fund has good returns? The following small series will operate with the foundation for one year without losing money. I hope you like it.
The foundation will not lose money after operating for one year.
The operating period of the fund is generally determined in advance, and there is no direct relationship between the operating period of the fund and the time when individuals make fixed investment in the fund. The operation period of the fund is stipulated in the fund contract. During this period, the fund manager will manage the fund assets according to the investment strategy and objectives of the fund. One-year operation period does not mean that the fund will definitely lose money, and the income of the fund is related to the market situation, the investment decision-making and management ability of the fund manager.
The fund can invest for several years at most.
Fixed investment of funds is a method of regular investment. Investors regularly invest a certain amount to buy fund shares at certain time intervals, such as monthly or quarterly. There is no clear limit to the time period of fixed investment. Investors can choose to make a fixed investment according to their investment objectives and risk tolerance, and the fixed investment can start from months or even years.
The advantage of fixed investment lies in the average cost investment strategy. By investing a certain amount on a regular basis, we can avoid not grasping investment opportunities when the market fluctuates violently, and we can also avoid the excessive buying price caused by concentrated investment at high market points. Fixed investment can achieve the purpose of diversification. By holding for a long time and increasing investment regularly, investors can spread investment risks and reduce the impact of market fluctuations on the portfolio.
In the fixed investment of the fund, the longer the investment time, the more significant the effect of the portfolio will usually be. Long-term fixed investment can average market fluctuations and gradually accumulate a lower cost base. However, the duration of fixed investment depends on personal investment objectives, capital demand and other factors, and each investor should make his own investment plan according to his own situation.
How much can the fund earn a year?
How much money you can earn by buying a 1000 fund a year mainly depends on the rate of return of the fund. There are many types of funds, among which the risks and returns are different. Generally speaking, funds can be divided into: money funds, bond funds, mixed funds, index funds, stock funds and so on.
Suppose investors buy money funds: money funds are mainly funds that invest in the money market, with the smallest risk among all fund types and relatively stable returns. If an investor buys a money fund with 1000 yuan, assuming that the annualized rate of return of the money fund is 2%, then the money he can earn in one year is 1000 _ 2% = 20 yuan money, which means that he can only earn 20 yuan money in one year.
Suppose investors buy pure debt funds: pure debt funds mainly invest in the bond market, and the risks and benefits of pure debt funds are a little greater than those of money funds. If an investor buys a pure debt fund with 1 0,000 yuan, assuming that the annualized rate of return of the pure debt fund is 4%, then the money that can be earned in one year is 1 0,000 _ 4% = 40 yuan money, compared with the money fund.
How much can the fund earn a year?
The reason why money funds and pure debt funds have less income is because the principal is low, the fund fluctuation is relatively small, and there is no investment in the stock market, so the income earned is not much.
Suppose investors buy index funds and stock funds: both index funds and stock funds belong to high-risk funds, and stock funds mainly invest in the stock market, so the risks and returns are relatively large. If investors buy a fund with a price of 1 1,000 yuan, assuming that the annualized rate of return of stock funds is 50%, then the money they can earn in one year is 1 1,000 _ 50% = 500 yuan.
Compared with money funds and pure debt funds, the income is many times higher, because the income of high-risk funds is higher, but we should also pay attention to the possibility of making 500 yuan lose 500 yuan. Some high-risk funds also fall by 40%~70% a year, so the returns are high and the risks are relatively large. When investing, everyone should be careful not to buy at will.
There are two operation skills worth referring to.
First, the dark horse tactics of flowering on the chessboard. Blooming on the daily limit refers to the continuous daily limit of individual stocks. The release of the last daily limit will open the daily limit, indicating that a large amount of funds will begin to take over and there will be a good chance of rebound in the short term. Therefore, the emergence of this form is a very good buying position. Key points of operation: the former limit is infinite limit; The last stop was rolled up and finally left open; In addition to the main negative effects.
Second, the daily limit is a comeback. Pay attention to the trading points in key time periods on the 3rd, 5th, 8th and13rd day after the highest limit. Strong stocks will generally have buying opportunities on the 5th and 8th, and the market will weaken after 13. Draw the highest price of the highest K line after the daily limit from top to bottom to the starting point before the daily limit, and then buy near the support lines of 38.2%, 50% and 6 1.8%.