It is a common behavior to brush health care products with medical insurance cards in recent years, and the harm of this behavior has gradually attracted people's attention and understanding. The act of swiping health care products with medical insurance cards is essentially a fraud, which involves the following hazards:

First, waste medical insurance funds.

Medical insurance card is essentially used to waste medical insurance funds for treatment and medical care on invalid and unnecessary health care products. This will lead to the waste and shortage of medical insurance funds, and then affect the coverage and quality of medical insurance.

Second, it affects the fairness of the distribution of medical insurance funds.

Brush medical insurance card health care products will not only waste medical insurance funds, but also lead to unfair distribution of medical insurance funds. Some regions and units will allocate medical insurance funds according to the medical service volume of primary medical institutions, which will affect the medical service quality and medical security level of primary medical institutions and indirectly affect the health of residents.

Third, it endangers people's health.

Health care products related to health care products with medical insurance cards are often not strictly approved and supervised, and their efficacy and safety cannot be guaranteed. In this case, if you take such products blindly, it may lead to health problems such as drug allergy and side effects, and may even cause serious health damage.

Fourth, increase social security risks.

The act of using medical insurance card to brush health care products is a kind of fraud in itself, which will cause condemnation of public opinion and instability of social security. In addition, because the transactions of health care products with medical insurance cards are often illegal and unpaid, it will also lead to the confusion and loss of the national financial order.

Therefore, we should establish a correct medical concept, don't believe in so-called "health care products", and don't be superstitious, blind and greedy for petty gains, so as not to be deceived and bring unnecessary health damage to ourselves. At the same time, we should also strengthen the crackdown on health care products with medical insurance cards, put an end to such behaviors from the source, and ensure the efficiency and fairness of the use of medical insurance funds.

The State Council recently promulgated the Regulations on the Supervision and Administration of the Use of Medical Insurance Funds. The "Regulations" clarify the norms of the use of funds in designated pharmacies, various situations of fraudulent insurance and legal responsibilities. For example, inducing and assisting others to impersonate or falsely seek medical treatment or purchase medicines, providing false certification materials, or colluding with others to falsely issue expense documents, etc., will face penalties such as fines and suspension of medical insurance services. The "Regulations" clearly stipulates: "The legal person or principal responsible person of a designated medical institution that causes heavy losses or other serious adverse effects to the medical security fund in violation of regulations is prohibited from engaging in the management activities of medical institutions within five years.

What is the effect of medical insurance card brushing medicine?

1。 It caused a large loss of national medical insurance funds, and the loss increased the cost of national medical insurance, which seriously deviated from the original intention of setting up medical insurance cards;

2。 When you really need money to see a doctor, there is no money on the card, and the subsidy in the medical insurance card is meaningless;

3。 Because it is illegal for pharmacies to sell non-drugs by credit card, it is impossible to issue formal invoices and receipts to consumers, and the purchase channels of some commodities are also unsupervised, so the quality of products cannot be guaranteed. Once consumers buy problematic products, it is very difficult to defend their rights.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.