No, wealth management and funds are not the same financial product. Bank wealth management is issued by banking institutions and mainly invests in assets such as deposits, certificates of deposit, bonds, stocks, foreign exchange, precious metals, etc. It belongs to fixed income products.

Funds are issued by fund companies. They mainly invest in financial instruments such as currency, bonds and stocks. They are products with * * * benefits and * * * risks. They are all floating income products, and the risk of funds is higher than that of financial management.