: Treasury bonds are mainly issued by the state, and bond funds are funds that specialize in investing in bonds.

1. The difference between bond funds and treasury bonds

Treasury bonds: In fact, it is a kind of bond, it is only issued by the state! Also known as national public debt!, according to the general principle of debt, the creditor-debt relationship formed by raising funds from the society. The issuing entity is the Central People's Government! We are not currently allowed to issue local bonds. High credit, generally called "risk-free bonds, gilt bonds" Treasury bonds have the highest credibility, but generally have smaller profits, but have the lowest risk, almost no risk. Treasury bonds are a type of bond. Treasury bonds are bonds issued by the state as the main body. They have the highest credit and are recognized as the safest investment tools. They are generally called "risk-free yields." Currently, treasury bonds are divided into There are two types of account-type treasury bonds and certificate-type treasury bonds.

Bonds: Generally issued by enterprises and companies, the profits are large but the risks are high. There are many types: corporate bonds, financial bonds, securities corporate bonds, guaranteed corporate bonds, etc. They are all distinguished according to different issuing entities. The profit is large but the risk is high! I want to issue debt certificates to investors and promise to pay interest at a certain interest rate and repay the principal according to the agreed conditions. The essence of a bond is a certificate of debt, which is legally binding. The relationship between bond buyers and issuers is a creditor-debt relationship. The bond issuer is the debtor, and the investor (or bondholder) is the creditor. Bonds are a kind of marketable securities, which are credit and debt certificates issued by various economic entities in society to bond investors in order to raise funds and promise to pay interest regularly at a certain interest rate and repay the principal at maturity. Because the interest on bonds is usually determined in advance, bonds are also called fixed-interest securities.

2. The connection between bond funds and treasury bonds

○ The minimum purchase threshold for both is low. The face value of treasury bonds is 100 yuan, and the purchase amount is an integral multiple of 100; bonds Funds generally have a starting investment amount of 100 yuan.

○ The investment risks of bond funds and treasury bonds are lower than similar products, and they are suitable for investment by prudent investors who pursue stable expected returns on long-term investments.

○ The interest rates of bond funds and treasury bonds are higher than those of general bank time deposits.