High school and college funds are collected from the value of your policy, after deducting some fees, and of course, interest. It means to get it in the principal! After all, wool comes from sheep. After paying 15, it is close to returning to the original. It is suggested not to collect all the principal as an education fund. This is life insurance, at least leave some money in it to deduct the protection fee, so that this policy can be valid for life!

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.