If your monthly salary is not much and you want to make low-cost investments; if you will have large capital needs in the future and want to make long-term investments early; if you are cautious and want to invest and manage money but are worried about risks, then Let’s invest in a fund.

If you fall into the following four categories, choosing fund fixed investment is the right choice!

(1) Moonlighters:

Since fixed investment funds have both investment and saving functions, you can "force" yourself to save;

(2) Go to work Family:

"Office workers", because they are busy at work and have no time to manage investments, so fixed investment funds are used to manage money for "lazy people";

(3) Happy family:

If you are in your early 30s, you must not only consider your children’s education, but also plan for your retirement. With fixed-term investment in funds, you only need to invest a small amount every month, and long-term investment will have obvious results;

(4) Investment Family :

The risk of investing in the stock market is relatively high, and the risk of directly purchasing funds is also increasing. Monthly fixed investment can even out short-term fluctuations and reduce the average cost of purchasing funds.