There are only so many all the materials. It is now in the pilot stage, and not everyone in the area can apply for it. Sanmenxia should basically follow this. Guiding Opinions of the State Council on Launching the Pilot Project of New Rural Social Pension Insurance issued by the State Council [2009

〕No. 32 People's governments of provinces, autonomous regions and municipalities directly under the Central Government, ministries and commissions of the State Council, and agencies directly under the State Council: In accordance with the spirit of the 17th National Congress of the Communist Party of China and the Third Plenary Session of the 17th CPC Central Committee, the State Council decided to launch a new rural social pension insurance (hereinafter referred to as the new

Rural insurance) pilot.

The following guiding opinions are hereby put forward for the pilot work: 1. Basic Principles The new rural security work must hold high the great banner of socialism with Chinese characteristics, be guided by Deng Xiaoping Theory and the important thought of "Three Represents", thoroughly implement the Scientific Outlook on Development, and in accordance with accelerating the establishment of

The social security system covering urban and rural residents is required to gradually solve the problem of rural residents having old age support.

The basic principles of the new rural insurance pilot are "basic protection, broad coverage, flexibility, and sustainability."

The first is to proceed from the reality of rural areas, starting from a low level, and financing standards and treatment standards must be compatible with economic development and the affordability of all aspects; second, individuals (families), collectives, and governments reasonably share responsibilities, and rights and obligations correspond; third,

The combination of government leadership and farmer voluntariness guides rural residents to universally participate in insurance; fourth, the central government determines basic principles and main policies, and local governments formulate specific measures to implement territorial management of insured residents.

2. Mission objectives: Explore the establishment of a new rural insurance system that combines individual contributions, collective subsidies, and government subsidies, implement social pooling and personal accounts, and coordinate with other social security policies and measures such as family pensions, land security, and social assistance to ensure

Basic living standards for rural residents in old age.

In 2009, the pilot coverage was 10% of the counties (cities, districts, and banners) nationwide. Later, the pilot was gradually expanded and implemented nationwide. By 2020, full coverage of rural residents of appropriate age will be basically achieved.

3. Rural residents who are over 16 years old (excluding school students) and have not participated in the basic pension insurance for urban employees can voluntarily participate in the new rural insurance at their place of residence.

4. Fund Raising The new rural insurance fund consists of individual contributions, collective subsidies, and government subsidies.

(1) Individual payment.

Rural residents participating in the new rural insurance must pay pension insurance premiums in accordance with regulations.

The payment standards are currently set at five levels: 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan per year. Local governments can add payment levels according to actual conditions.

The insured can choose the payment level independently, and the more he pays, the more he will get.

The state adjusts payment levels in a timely manner based on the growth of per capita net income of rural residents and other conditions.

(2) Collective subsidies.

Village collectives that meet the conditions shall provide subsidies to insured persons for their contributions, and the subsidy standards shall be democratically determined by the village committee convening a village meeting.

Encourage other economic organizations, social welfare organizations, and individuals to provide subsidies for insured persons' payment.

(3) Government subsidies.

The government will fully pay the basic pension of the new rural insurance to qualified participants. The central government will provide a full subsidy to the central and western regions according to the basic pension standard determined by the central government, and a 50% subsidy to the eastern region.

The local government shall provide subsidies for the insured persons' payment, with the subsidy standard not less than 30 yuan per person per year; appropriate incentives may be given to those who choose higher-level payment standards, and the specific standards and methods shall be determined by the provincial (regional, municipal) people's government

.

For groups with difficulty in paying premiums, such as severely disabled people in rural areas, local governments will pay part or all of the minimum standard pension insurance premiums on their behalf.

5. Establish a personal account. The state will establish a personal pension insurance account with lifelong records for each new rural insurance participant.

Individual contributions, collective subsidies and other economic organizations, social welfare organizations, and individuals' contributions to the insured's contributions, as well as local government's payment subsidies to the insured, are all credited to the individual account.

The personal account deposit amount is currently calculated annually with reference to the one-year RMB deposit interest rate of financial institutions announced by the People's Bank of China.

6. Pension Benefits Pension benefits are composed of basic pension and personal account pension, and are paid for life.

The basic pension standard determined by the central government is 55 yuan per person per month.

Local governments can increase basic pension standards based on actual conditions. For rural residents who have paid contributions for a long time, basic pensions can be appropriately increased. The increase and additional funds will be spent by local governments.

The monthly calculation and payment standard for personal account pensions is the total amount of savings in the personal account divided by 139 (the same as the current urban employee basic pension insurance personal account pension calculation coefficient).

When an insured person dies, the balance of funds in the personal account, except for government subsidies, can be inherited in accordance with the law; the balance of government subsidies is used to continue paying the pensions of other insured persons.

7. Conditions for receiving pension benefits: Elderly people with registered residence in rural areas who are over 60 years old and do not enjoy the basic pension insurance benefits for urban employees can receive pensions on a monthly basis.

When the new rural insurance system is implemented, those who are over 60 years old and do not enjoy the basic pension insurance benefits for urban employees do not need to pay and can receive basic pensions on a monthly basis. However, their children who meet the insurance conditions must participate in the insurance and pay contributions;

If it is less than 15 years, payment should be made on an annual basis, and make-up payment is also allowed, and the cumulative payment shall not exceed 15 years; if it is more than 15 years from the receiving age, payment shall be made on an annual basis, and the cumulative payment shall not be less than 15 years.

It is necessary to guide young and middle-aged farmers to actively participate in insurance and pay long-term premiums, so that they can get more benefits if they pay long-term.

Specific measures shall be stipulated by the provincial (regional, municipal) people's government.

8. Benefit adjustment The state will timely adjust the minimum standard of the national new rural insurance basic pension based on economic development and price changes.

9. Fund Management Establish and improve the new financial accounting system for rural insurance funds.