Buying a fund for three months cannot guarantee a guaranteed return of 10%, because the fund is a highly volatile product, and the return is unknown, so there is no guarantee of how much it can earn. If the fund market is not good, there may even be losses, so investors should pay attention to its risks when buying funds.

In addition, there are different types of funds, which represent different benefits and risks. Money funds, for example, are low-risk funds with relatively stable returns, but generally do not earn much. If you want to buy a money fund for three months, it is basically impossible to earn 10%.

If you want to buy a fund with a three-month return of 10%, high-risk fund types such as stock funds, hybrid funds, index funds and FOF funds are generally possible, but the same is true when losses occur.

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How to earn more?

If you want to earn more and take certain risks, you can consider high-risk fund types such as stock funds, hybrid funds, index funds and FOF funds.

Because the risk is high and the income is high, you will earn more. When pursuing high risks, you can use the method of fixed investment of funds to spread risks. Usually, we should pay more attention to the trend of funds and try to buy low and sell high to make money.