The higher the stock return, the greater the risk, and the lower the capital return, the lower the risk, mainly depending on what kind of investor you are. If you are conservative, I suggest you choose more funds. If you are a proactive customer, I suggest you allocate more stocks, mainly depending on your risk tolerance.
The first step of buying a fund for financial management is that investors need to know their own income level, financial situation and investment direction. There are also many kinds of funds. Before buying a fund, you should decide whether to invest in a stock fund, a bond fund or a money fund. Generally speaking, the risk of equity funds is relatively large, and the net value will fluctuate with the fluctuation of stocks, but corresponding to the risk, its income is also the best. The money fund has the least risk because of the investment target, and its income is relatively stable although it is not high. Bond funds are in the middle of risk and return. Investors can choose a fund to invest according to their actual situation.
I hope our answer from Guotai Junan Securities Shanghai Branch will satisfy you!
Respondent: Manager Tu, account manager of Guotai Junan Securities.
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