Question 1: What is the asset management channel business of securities firms? The so-called asset management channel business of securities firms refers to the business of securities firms providing channels to banks to help banks adjust their balance sheets and move assets from on-balance sheet to off-balance sheet liquidity.

Its main model is to cooperate with commercial banks in bill business, that is, commercial banks entrust financial management funds to securities companies for management, and securities companies use this part of the funds to purchase bank bills, allowing banks to transfer on-balance sheet assets to off-balance sheet, and open up business.

Take out a new line of credit.

Lan Lan commented: The reason for the rapid development of bank-securities cooperation is that it meets the interests of both banks and securities firms.

For commercial banks, through bank-securities cooperation, on the one hand, they effectively avoid regulatory restrictions on the use of wealth management funds; on the other hand, it provides the possibility for credit to be transferred from on-balance sheet to off-balance sheet.

For brokerage firms, the sluggish market has caused a sharp decline in their brokerage and underwriting business income, and there is an urgent need to develop new sources of income.

At present, the China Securities Regulatory Commission is encouraging securities firms to innovate and has relaxed approval restrictions on various businesses, allowing bank-securities cooperation business to be carried out.

In the past, banks adjusted their balance sheets, that is, banks transferred assets from on-balance sheet to off-balance sheet liquidity, mainly through trust companies, the so-called bank-trust cooperation model. Later (2010) due to restrictions from the China Banking Regulatory Commission, banks began to shift to

Securities companies are essentially the same.

Question 2: What is the channel business? Because only trust companies have trust licenses, a product can only be designed as a trust and issued by a trust company. However, other financial institutions have a large amount of resources, especially banks, which have product channels and customer channels.

, they can design their own products, package them into trusts, and then use their own funds to purchase the products. However, banks do not have a trust license, so they must issue products through trust companies. Since trust companies only serve as an intermediary channel, this type of

A business without any technical content is channel business. Question 3: What is channel business? The channel business of securities companies mainly refers to the channels that securities companies can provide investors with such as trading, issuance and listing, etc. to connect with stock exchanges.

This is a business unique to securities companies.

It is also commonly known as brokerage business, traditional IPO business, etc.

At present, these businesses are facing a situation of comprehensive competition, and profit margins are getting lower and lower.

Non-channel services mainly refer to services other than traditional channel services.

It mainly includes the agency sales of funds and wealth management products in the brokerage business, financial consulting and other services provided by investment banks, asset management business, the establishment and issuance of wealth management products, margin financing and securities lending, stock pledge-type repurchase, and bond quotation-type repurchase.

and other capital intermediary businesses.

Question 4: What is the channel business? Personally, I think the answers given by the two above are wrong.

The channel business that is mentioned more often now refers to the bank-securities cooperation channel business. Securities companies cooperate with banks through targeted asset management services to help banks move credit lines. Securities companies play a channel role and charge 3000-8000%.

channel fees.

This is also one of the important components of shadow banking.

Question 5: What is channel business? Channel business refers to the acquiring sector, such as acquiring institutions, acquiring banks or third-party acquiring channels.

Channel business generally makes money from the discount rate, which is quite powerful when measured.

Question 6: Business types of channel business In the industry, channel business refers to securities issuance and underwriting business, that is, IPO business and refinancing of listed companies.

All other services are classified as non-channel services.

The so-called "channel" business refers to a business in which the trust company does not actively and systematically carry out project development, product design, transaction structure arrangements and risk control measures, and does not directly and personally participate in the management of trust assets. This type of business is just the transfer of external assets.

Performing a documented process in the trust company through a trust contract has a very low return on business.

Although channel business has a low return rate for trust companies, it can help trust companies expand their asset size.

Question 7: Introduction to channel business The so-called "channel business" refers to securities firms issuing asset management products to banks to absorb bank funds, which are then used to purchase bank bills, help banks complete trust loans on a curve, and transfer related assets off-balance sheet.

In this process, the securities firm provides a channel to the bank and charges a certain bridge fee.

The main form of channel business used to be bank-trust cooperation. Due to the suspension of the China Banking Regulatory Commission, banks turned to securities companies to carry out bank-securities cooperation.

Question 8: How to transfer the channel business to the balance sheet for banks? The China Banking Regulatory Commission is very strict in supervising banks, especially on the assets on the balance sheet, and there are countless regulatory indicators to keep an eye on.

In addition, the assets on the balance sheet occupy a large amount of capital and credit scale, which affects the bank's credit granting ability and asset return rate. Therefore, in order to free up credit scale, or reduce capital occupation, or to increase returns, or to reduce taxes, etc.

There is often a need to move some assets from the balance sheet to the outside, or move them off the balance sheet, or find a buyer to take over.

This kind of asset transfer process definitely cannot be done nakedly and the report adjustment must be done with the help of some kind of tool. This tool is the channel.

Generally speaking, a channel needs to meet the following conditions: 1. It needs to be able to realize assets off the balance sheet. This is a prerequisite, needless to say.