I. Overview of Guangzhou's social security system
Guangzhou's social security system is an important part of China's social security system, aiming at providing basic living security for Guangzhou citizens. As one of the important contents of social security, old-age security is an important means to ensure the basic life of the elderly. However, in recent years, the discussion about the low social security pension in Guangzhou has aroused widespread concern.
Second, the social security pension payment standard
The payment standard of social security pension is mainly determined by the payment period, payment amount and average social wage of the insured. However, due to historical problems such as social security system, unbalanced economic development and aging population in Guangzhou, the social security pension level of some retirees is low.
Third, the impact of social and economic development on social security pensions
The level of social and economic development directly affects the payment level of social security pension. With the rapid development of Guangzhou's economy, the price level and the cost of living are also rising, but the growth rate of social security pension has not kept up, which has increased the living pressure of some retirees.
Fourth, ways to improve the level of social old-age security.
To improve the level of social security pension in Guangzhou, we can start from the following aspects: first, increase government investment, improve the rate of return of social security funds, and increase the sources of social security pension funds; Secondly, optimize the social security system and improve the payment distribution mechanism to ensure that retirees can enjoy their due treatment; Finally, promote social and economic development, improve the overall living standards, and provide better living security for retirees.
To sum up:
The low social security pension in Guangzhou is not only related to the social security system itself, but also influenced by many factors such as social and economic development. In order to improve the living standards of retirees, it is necessary for the government, society and individuals to work together from all aspects to promote the improvement of the social security system and the sustainable development of social economy.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 16 stipulates:
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.
People's Republic of China (PRC) social insurance law
Article 18 stipulates:
The state establishes a normal adjustment mechanism for basic pensions. According to the average wage increase and price increase of employees, the basic old-age insurance treatment level will be improved in a timely manner.