For example, if an investor buys a fund before 1 14 Thursday 15:00, the fund confirmation date is 1 15 Friday, that is, 1 15 October. If an investor applies to redeem the Fund before165438+1October 2 1 Thursday 15:00, the confirmation date of fund redemption is165438+1October 22. That is, Thursday of165438+1October 2 1 is the last day of fund holding. From 165438+1October 15 to165438+1October 2 1, investors hold funds for 7 days, including weekends16 and/kloc.
1. If investors buy funds before1October/Friday, 0/5 15: 00, the fund confirmation date needs to be1October18. The fund company does not confirm the fund shares of weekend 16 and 17, so 165438+ 10/8 is the first day of holding. By analogy, by1Sunday, October 24th, 165438, the requirement of holding shares will be met for 7 days. Investors can submit the redemption application before1Friday, October 22nd15: 00, and the redemption confirmation date is165438+1Monday, October 25th. The fund is held for 7 days, including weekends and various legal holidays. It means that the natural number of days between fund transactions reaches 7 days. Specifically, the fund confirmation date is the first day of holding, and then it is calculated to the natural day before the fund redemption confirmation date. It should be noted that the fund confirmation date is only a trading day, not a natural day, and the fund holding date includes a natural day.
2. Calculation method of transaction rate: Mainland market funds implement the rule of T+ 1, assuming that you buy before 15: 00, 10 is equivalent to 10/5: 00. The buying price at this time is the net value of 10 day. Holding days start from 1 1. See 12 for specific income. If it is held until 17, whether it is sold before 15:00 (held for 7 days) or after 15:00, there is no need to pay the handling fee of 1.5%. Suppose you sell at 1 on 15: 00. At this time, since 12 and 13 are Saturdays and Sundays, the holding days are calculated from 14, and the purchase price is the net value of 1 1. See 15 for the specific calculation income.
3. The T+2 rule applies to the market funds of Hong Kong stocks or US stocks. There is a major difference between Hong Kong funds, American funds and domestic funds, that is, the T+2 rule is implemented when trading. Due to the influence of time difference, exchange rate conversion, entry and exit and other comprehensive factors. Individuals investing in Hong Kong stock and US stock funds need to know the calculation method of holding period. American funds, in particular, have a good grasp of this calculation law, and often there will be a roller coaster of "seven ups and eight downs", which is likely to help avoid a sharp decline within the time limit. Rules for calculating the holding time of funds: Applications for subscription and redemption submitted before 15:00 on the trading day shall be treated as the net value of funds on that day, and applications for subscription and redemption submitted after 15:00 shall be postponed to the next trading day. Before calculating the number of days of fund holding, we must understand the trading rules of fund subscription and redemption. Note that trading applications submitted after Friday 15:00 and before Monday 15:00 shall be calculated according to the net value of the fund on next Monday, and the fund subscription and redemption shall be calculated according to the trading day.
4. The calculation rule of the number of days held by the fund is based on natural days. How to distinguish natural days from trading days, both trading days and non-trading days belong to natural days. The trading day can be simply understood as the opening day of the stock market. For example, if there is a national holiday and the stock market is not open, this day is not a trading day. The holding time of this fund is from the confirmation date of fund subscription to the natural day before the confirmation date of redemption.