For most people, 1 million is a large deposit, but in first-tier cities, you can only buy one house at most. If you buy a house for investment, the risk is relatively high, because when you sell it,

It may not be sold, so some investors will think of financial management, and bond funds are a type of financial management. So is it appropriate to buy a bond fund with 1 million?

How about buying a bond fund with 1 million?

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Is it appropriate to buy a bond fund with 1 million?

Whether it is appropriate to buy a bond fund with 1 million yuan depends on the situation. If the 1 million yuan is all your own savings, it is not very suitable, because financial management is risky and there is the possibility of losses, so you must allocate it reasonably.

It is also very important to manage your own funds. If you buy all bond funds, the risk will be too concentrated. You need to allocate some time deposits, because time deposits guarantee principal and interest, which is relatively important.

If this 1 million is not all your savings and you have other excess funds, you can consider bond funds. However, when buying bond funds, you need to consider a better bond fund for long-term holding.

How about buying a bond fund with 1 million?

It is possible to buy a bond fund with 1 million, but there are many types of bond funds. According to the investment target, they are divided into: treasury bonds, credit bonds, convertible bonds, etc., and bond funds have interest rate risks, and the price of the bond is equal to the market interest rate.

The second is credit risk, so when investing, you must learn more about it before finding a bond fund that suits you.