The A-share market is booming. The number of company accounts opened every day is growing in a straight line visible to the naked eye. Following the trend, this is the normal state of the investment market. As a securities practitioner, stock trading is prohibited, but it is still possible to buy funds. Enter

After so many years in the financial industry, it is worth mentioning a few words, that is, when I invest in funds, whether it is a bull market or a bear market, the comprehensive income of my funds is more than ten points, which is not extraordinary, but as a

For an ordinary investor, such steady income is already a successful investment. It is precisely because of my ordinaryness that I believe I can represent most investors. These gains of mine are also what everyone can get and need. Today

Let’s talk about mentality.

Everyone has a different mentality when buying funds, which determines the difference in returns. Mentality is the key to victory.

When I first entered the fund market, I paid attention to the market conditions every day, hoping that the market would rise, and almost did not consider other factors.

When the fund goes up, I feel happy. When I make a little money, I feel that I have to settle down and redeem it quickly. When the fund goes down, I feel depressed. I keep wandering between redeeming and holding on, which results in me always making a little bit and losing a little bit.

, excluding the application and redemption fees and other costs, I went around and around without making a cent. Later, when I chatted with other friends, I found out that everyone is the same. They pay too much attention to the rise and fall of the market and frequently enter and exit. Apart from consuming their own energy, there is nothing else.

the benefits of.

After saying that, everyone felt the same, but at the same time, they also said, I understand the truth, but I can't control my mentality. We might as well think about it, why do we have such a mentality?

Because of fear, fear of missing opportunities, fear of missing out on the bull market, fear of losses, fear that what you finally earned will fall back, because of greed, knowing that a storm is coming but unwilling to retreat, there is a fluke mentality, because

The technology is immature, they don’t understand the methods, they are not sure about the market situation, and they make decisions in a panic.

This leads to frequent redemptions in the short term. When the market is volatile, many people will choose to settle down early, but they may miss the opportunity to accumulate profits. Among them, there are several positions where redemptions are most likely to occur:

1. After short-term profits are made. 2. Under repeated market fluctuations. 3. After the net value of the fund breaks through to a new high, I have contacted some people who have done well in funds. They all have one characteristic. They will not be ecstatic when the price rises.

You won’t be frightened when you fall.

Always face the rise and fall of funds with a financial management mentality.

So, how do we overcome the urge to redeem in the short term?

Before redeeming, you must first ask yourself a few questions: 1. What changes have occurred in the market trend?

2. What changes have occurred to the fund products held?

3. Does your asset allocation portfolio meet your expectations?

4. Think carefully about whether you have a replacement product after redemption?

5. Are there other better investment methods after redemption?

6. What are you going to do if the market changes?

7. When will you enter the market next?

The market is constantly evolving, and we must continue to learn so as not to be eliminated by the market.

In the process of continuous trading, we will form your own trading system. This trading system is stable but not fixed. It has to withstand the test of the market and is constantly adjusted and improved. Even if the environment changes greatly, we will

Able to navigate the market with ease.

Once we form a stable trading system, our investment mentality will become more mature, so a good method can reduce the requirements on mentality. In terms of methodology, there is another particularly important point: looking at the essence through the phenomenon, the core

There are two points: first, "buy when the tide is low and sell when the tide is high."

Of course I did not say this, and I was puzzled when I first heard it, but the facts force me to admit that it makes sense and has a very profound truth.

Second, "cut losses and let profits run."

The general meaning is that when there is a loss, you should stop the loss and don't let the loss continue like this. When you make a profit, you should make enough money if you have the opportunity. This is also a famous saying on Wall Street.

The correct method can weaken the weakness of human nature. For speculators, it is a beacon that can lead you back to a safe harbor from the surge of greed and fear.

Summary: If you keep learning to become more professional, your mentality will naturally become different from those speculators who buy low and sell high, and you will be more calm than ordinary people, thus becoming a real investor.