Fund companies carry out QDII business mainly through direct investment in products with different risk levels in overseas securities markets. Different from the previous similar products of banks, which mainly invested in a single market or structured products, and most of them were outsourced, QDII products of fund companies have a wider investment scope, which is characterized by strong professionalism and more active investment in the global stock market. Compared with the second-generation bank QDII, which allows direct investment in overseas stock markets to reach 50%, the investment ratio of fund QDII products can theoretically reach 100%.

In the process of investment management, in addition to the help of overseas investment consultants, domestic fund companies form a special investment team to participate in the whole process of overseas investment and enjoy complete active decision-making power. In addition, the QDII product threshold of the fund is low, which is suitable for a wider range of investors to participate. The subscription threshold of QDII products of most banks is tens of thousands or even hundreds of thousands of RMB, and the starting point of QDII products of funds is only 1 1,000 RMB.