15W Spare money Do you have time? Or? For investment and financial management, it is recommended to consider family security first. Then it is suggested to do some physical gold to resist inflation risks, and then do some bank deposits to ensure timely emergency. Finally, some high-risk investment methods are considered. Be sure to hedge your risk. The current market situation is not suitable for inexperienced muddy water. The most important consideration is your own financial needs and judge the specific investment direction. The first consideration of investment should be how to make the principal not lose money.