It is best to convert large sums of money into assets. There is a lot of money to buy real estate directly, but we should also be prepared that such assets are difficult to realize in the short term. If you have less money on hand and want to invest in real estate, you can try to invest in some real estate-related financial products. This kind of investment has a low threshold, can be redeemed at the end of the closed period, and is relatively more liquid.
In addition to fixed assets such as real estate, we can also consider some equity investments, such as stocks of listed companies and index funds. However, this kind of investment requires high professional quality of investors, which requires time and energy to read financial reports and research reports, and always pays attention to market trends. If you don't have the time and energy, leave the professional things to professional people to take care of, make some fixed investment of low-valued broad-based index funds, and buy them regularly. From the historical data, as long as the time is long enough, the long-term fixed investment fund income is still ok!
Moderate debt inflation will transfer social wealth, that is, the wealth of creditors will be transferred to debtors. It's easy to understand. Twenty years ago, I borrowed 1 0,000 yuan from my landlord's house. At that time, 1, 000 yuan could buy a cow. Today, 20 years later, I returned the same 1000 yuan to the landlord, which is estimated to be only enough to buy a cow leg. That is to say, real money was borrowed at first, and worthless banknotes were returned later. Even if the creditor's wealth on the book increases, the actual purchasing power has decreased!
Therefore, under inflation, as an ordinary person, borrowing moderately to buy some assets still has a strong anti-inflation effect!
This article was originally written by Wu Peng. The above contents are only for learning and communication, and do not constitute any investment suggestions. Hereby declare! If you think the content is reasonable, please like and pay attention. Bian Xiao thanked you first!