Second, the only thing you need to know about the bank is the handling fee of the bank's consignment fund. There is no discount for bank counter purchase, and 20% discount for online banking purchase fund. Take 10000 yuan as an example, the purchase fee at the counter is 150 yuan, and the purchase fee on online banking is only 120 yuan. And if you want to invest in a fund, you'd better buy it on the website of the fund management company you want to invest in, and some fees are only 40% off. This kind of purchase can increase the fund share. How nice.
Third, the best combination of fund investment is the three-thirds system, with one third. Buy stock funds and make money quickly. One-third, hybrid funds, relatively stable. One-third, money fund, no handling fee, capital preservation, and the income is better than that of banks on a regular basis. But now, in addition to the money fund, the investment methods are not easy to distinguish.
Fourth, I suggest you look at the Huaxia advantage of Huaxia fund company, Huaxia dividend. E Fund Company's E Fund is growing actively, and it is the ultimate fund of Harvest Company. Good funds of big companies are better. These funds themselves have been held since the subscription, and the income is good, and they have also performed well in the bear market. The rapid recovery shows that the fund manager is great.
The above is my humble opinion for reference only.