Pension insurance can be paid back if you are over 60 years old.

According to the "Opinions of the State Council on Establishing a Unified Basic Pension Insurance System for Urban and Rural Residents" Guofa [2014] No. 8: Article 7, Conditions for Receiving Pension Insurance Benefits Individuals who participate in the pension insurance for urban and rural residents must be over 60 years old and have paid a full

Those who have not received the basic pension insurance benefits stipulated by the state for 15 years can receive pension insurance benefits for urban and rural residents on a monthly basis.

Those who are over 60 years old when the new rural insurance or urban residence insurance system is implemented and have not received the basic pension security benefits stipulated by the state before the date of issuance of this opinion do not need to pay. From the month when this opinion is implemented, urban and rural residents can receive monthly benefits.

Pension insurance basic pension.

Those who are less than 15 years away from the stipulated age of collection should pay yearly, and make up payments are also allowed. The cumulative payment shall not exceed 15 years;

Extended information Conditions for receiving pensions: Individuals participating in basic pension insurance can receive basic pensions on a monthly basis if they have made cumulative contributions for 15 years when they reach the statutory retirement age.

In other words, employees participating in pension insurance must meet two conditions to receive pensions: first, reaching the statutory retirement age; second, accumulating pension insurance premiums for 15 years.

According to relevant regulations, my country's legal retirement age for enterprise employees is: men are over 60 years old, female workers are over 50 years old, and female cadres are over 55 years old.

For those who are engaged in underground, high-altitude, high-temperature, particularly heavy physical labor or other work harmful to health (hereinafter referred to as special types of work), the retirement age is 55 years old for men and 45 years old for women; those who are disabled due to illness or not due to work shall be retired from

For those who have been certified by the hospital and confirmed by the Labor Appraisal Committee as having completely lost the ability to work, the retirement age is 55 years old for men and 45 years old for women.