Generally speaking, it is easy to get an annual rate of return of 10% if you invest for more than one year.
The biggest fear of buying a fund is to see the fund make money, regret buying too little at that time, and then increase purchasing power. Often, when you regret that you didn't buy more at that time and really stepped up your efforts and spent a lot of money on the fund, the fund should fall.
So, there are two suggestions,
One is that if you think that 1000 yuan per month has no effect on you, then you will continue to make a fixed investment every month, and you may earn more than 50% after one or two years. Much better than putting it in the bank.
The second suggestion is that if you think it is good to earn 10% every year, then redeem the previous one and vote at your own time in the future. That is, to recover part of the income.
The yield is interest/principal × 100%.