What is a fund trust?
Trust fund, also known as investment fund, is a collective investment model of "benefit sharing and risk sharing". It refers to a collective investment trust system in which the unequal funds of most investors who are uncertain in society are pooled through contracts or companies, and fund bonds are issued to form trust assets of a certain scale, which are handed over to professional investment institutions for diversified investment according to the principle of asset portfolio, and the income obtained is shared by investors in proportion to their capital contribution and bear corresponding risks.
Broadly speaking, funds are the collective name of institutional investors, including trust investment funds, unit trust funds, provident funds, insurance funds, retirement funds and funds of various foundations. Funds in the existing securities market, including closed-end funds and open-end funds, have the characteristics of income function and value-added potential.
How to buy a trust fund?
1. When choosing to buy a certain trust product, you must consult clearly in advance to understand the various characteristics of the product.
2. After choosing a suitable trust product, you must make an appointment as soon as possible, especially for popular products. Trust products have a principle, that is, "amount first, time first".
3. Trust products are basically paid first and then signed because of the short collection time. It should be noted that the account name of the payee must be the full name of the trust company or fund subsidiary or include the full name.
4. After payment, sign a trust contract. Generally speaking, when signing a contract, it is divided into natural person customers and institutional customers, and the materials to be prepared are different.