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Can the housing provident fund be withdrawn after it is sealed?
Yes, the withdrawal of the sealed provident fund account can be carried out in the following two ways: method 1: go to the counter of the provident fund management center with personal data and provident fund card; Method 2: WeChat cash withdrawal channel. First, pay attention to the location of the provident fund in the official WeChat account, bind the personal account, find an item about withdrawing the provident fund in the official WeChat account, click "I want to withdraw", enter personal information step by step as required and confirm the amount to be withdrawn, and the sealed provident fund amount will be transferred to the bound savings card step by step.

First, how to withdraw housing provident fund

1. Employees who withdraw housing accumulation fund shall first apply to the unit. After verification by the unit, fill in the Application Form for Withdrawing Housing Provident Fund (in duplicate) and the Detailed List of Withdrawing Housing Provident Fund (in duplicate), and affix the official seal and financial seal.

2. The person in charge of the deposit unit or individual employee shall take the original and photocopy of his/her ID card, the application for housing provident fund withdrawal, the list of housing provident fund withdrawal and the original and photocopy of relevant certification materials to the provident fund center for withdrawal.

3. The person in charge or the individual employee returns the transfer check to the financial department of the unit, and the financial department pays the employee cash according to the listed amount. For details, please click "Detailed Rules for the Extraction of Housing Provident Fund (Provisional)" to see more information about provident fund.

After the employee repays the individual owner-occupied housing loan, the employee and his spouse can withdraw the housing provident fund to repay the loan principal and interest. You can withdraw it once a year until the loan is settled. The accumulated withdrawal amount shall not exceed the sum of the loan principal and interest.

Second, the provident fund extraction method

1, contract extraction

Agreed withdrawal of provident fund means that employees and their spouses apply for withdrawal of provident fund for reasons such as purchase, construction, renovation, overhaul of owner-occupied housing and repayment of principal and interest of housing loans. The provident fund management center will transfer the extracted provident fund to the employee's own provident fund joint card savings account on time according to the agreed time when applying.

2. Partial extraction

Partial withdrawal of provident fund means that the depositor of provident fund applies for partial withdrawal of provident fund according to the requirements of partial withdrawal of provident fund. The maximum withdrawal amount is the total account amount minus 10 yuan.

3. Cancellation of account

Provident fund withdrawal is similar to bank account withdrawal. When handling account withdrawal, you only need to fill in the account withdrawal application form according to the requirements of fund withdrawal account, and go to the management department to handle fund withdrawal.

Legal basis:

Regulations on the administration of housing provident fund

Twenty-fifth workers from the housing provident fund account balance, the unit shall verify, and issue a certificate of extraction. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.