When it comes to investment products, bond funds are an indispensable topic. Among many investment products, bond funds can be divided into pure debt funds, non-pure debt funds and convertible bonds, which are the most valued by investors. Bond fund is the most important kind of fixed income products, and now it also refers to various financial derivatives related to debt.

When is the right time to buy a bond fund?

The trend of bonds is negatively related to interest rates, so the price trend of bonds is generally opposite to the stock price. From the perspective of timing, it is a good choice to hold bond funds in the bear market stage, but the right time to enter the market is not the decisive factor for profit. Usually, bond funds can well hedge the risk of a part of the stock decline, so that investors' portfolios can appreciate more smoothly.

However, all users who enter the investment market can take the bond fund as a part of the investment portfolio and adjust the proportion according to the market state. The most important factor to consider when choosing a bond fund is the macro-economy, which requires us to have a certain overall understanding of the macro-economic situation in order to better grasp the investment opportunities of bond funds.

Bond funds mainly invest in fixed-income financial instruments such as treasury bonds and financial bonds. Investors can get fixed income in a specific period of time and know the amount and time of income in advance. Generally speaking, the proportion of funds invested in bonds accounts for more than 80% of total assets.