What is fixed income+annualized income?
Open Alipay, find the investment manager in Alipay Fund, and you can see the fixed income+,which is divided into three different expected annualized returns, namely:
Steady type: generally low-risk allocation, small capital fluctuation, and target annualized rate of return of 6%.
Balanced type: generally, it is equipped with medium risk, with moderate capital fluctuation and a target annualized rate of return of 9%.
High-yield type: Generally, it is equipped with medium and high risks, with slightly large capital fluctuation, and the target annualized rate of return 12%.
It is worth noting that fixed income+annualized income is only an expected income and does not represent the actual income. The actual income should be based on the share at the time of redemption, but generally speaking, it will not be far from the expected income. In rare cases, there will be losses, but we should pay attention to its risks.
How is the fixed income+target rate of return achieved?
Fixed income+is mainly based on coupon income from holding bond assets, with low relative risk and high certainty of income. In the choice of investment targets, different investment targets will be chosen because of different annualized returns, and the risk will not be particularly great.
Generally speaking, benefits and risks are relative. The higher the general income, the greater the risk, so if you don't want to take a big risk, then don't choose the fixed income+with too high yield.