What is the amount received for redeeming the fund? How to calculate?
With the development of modern society, more and more people begin to pay attention to investment and financial management. As a relatively safe and stable investment and financial management tool, funds are favored by people. For beginners, the redemption of funds may be a headache. How much is the redemption fund? How to calculate? Let's answer this question in detail.
I. Calculation of Fund Redemption * *
Fund companies usually explain the calculation method of redemption in the announcement, which is one of the important information that investors need to pay attention to when they are in the fund. Generally speaking, the fund company will calculate the redemption amount according to the net value of the fund unit. The net value of a fund unit refers to the net asset value of a fund divided by the total share of the fund, that is, the net value of each fund. The amount investors get from the redemption fund should be the redemption share multiplied by the net value of the fund unit.
For example, suppose that the unit net value of a fund is 2 yuan and investors redeem 1 000 funds, then the redemption amount is 1 000 * 2 = 2000 yuan.
Second, the redemption amount may be limited by the redemption funds.
Although it is relatively simple to calculate the redemption amount according to the net value of the fund unit, investors need to pay attention to some details in actual operation. The redemption amount may be limited by fund redemption. Some foundations stipulate that a single redemption amount cannot exceed a certain limit, which can be a certain proportion of the fund size or a certain amount. Investors should pay attention to whether there are redemption restrictions when redeeming funds and make choices according to their own needs.
Third, the redemption amount may be affected by the cost.
In addition to the restrictions on fund redemption, the redemption amount may also be affected by fees. Fund companies generally charge redemption fees, and different fund redemption fees are different. Some funds stipulate that redemption after holding for a certain period of time can be exempted from redemption fees. Investors also need to pay attention to the redemption fee when redeeming the fund and calculate it.
The amount of fund redemption needs to be calculated according to the net value of the fund unit, but in practice, it may also be affected by the fund redemption and redemption fee restrictions. Investors need to pay attention to these details when redeeming funds and make choices according to their own needs.