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What are the characteristics of social insurance funds?
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1. What are the characteristics of social insurance funds?

1. Legitimacy: The social security fund is established according to national laws and regulations, and it is raised, operated, managed and operated in strict accordance with the provisions of the law.

2. Purpose: Social security fund is a special fund, which must be used for special purposes and must be raised, used and managed according to specific purposes.

3. Fundamentality: Social security fund is the material basis for the smooth implementation of social security system.

4. Mutual assistance: In the distribution and redistribution of national income, the social security expenses are shared by the state, employers and individuals, and the funds come from social pooling and are used by social members, which embodies the mutual assistance and mutual assistance of "one person for all, all for one".

5. Government intervention: The collection, actuarial calculation and measurement of social security funds all reflect the social security responsibilities and obligations that the government should undertake.

Second, the function of social insurance.

Social insurance has the following five functions:

(a) to ensure the basic livelihood of workers and social stability.

(two) to protect the health of workers and improve the physical quality of workers.

(three) to promote the development of production and ensure the normal operation of the economy.

(four) to serve the society and the grassroots, and to facilitate people's lives.

(five) the implementation of income redistribution, appropriate adjustment of labor distribution, to ensure the basic livelihood of low-income people.

Three, the main functions of social insurance institutions

(a) the implementation of the government's pension, unemployment, work injury, medical care, maternity and other social insurance policies.

(two) entrusted by the government to raise and manage social insurance funds.

(3) Formulating financial, accounting, statistics and internal audit systems of social insurance funds in accordance with laws and administrative regulations, and organizing their implementation, supervision and inspection.

(four) to formulate business rules for the collection and payment of social insurance premiums and organize their implementation.

(five) responsible for training and assessment of social insurance business personnel, improve their professional quality.

(six) responsible for the management and service of retired workers.

The above is the relevant information I have compiled for you. In daily life, we should know some common legal knowledge, so that we can use legal knowledge to safeguard our rights when we need help.