Hello, dear, the medical insurance for babies born in November can be directly purchased for next year. Newborns born in November or later of that year only need to pay the residents' medical insurance fee for one year of that year. In November, medical insurance can be paid from the next year. If the newborn successfully applies for insurance payment within 3 months from the date of birth, the reimbursement of medical treatment expenses can be traced back to the time of birth. Newborns must first register for insurance. The guardian of the newborn needs to take a copy of the newborn's household registration book and a one-inch photo of the newborn to go to the human resources and social security office in the street (town) where his household registration is located, and then he can enjoy the medical insurance treatment according to the regulations after paying the insurance fee. After the newborn insurance payment, in an insurance year, the cumulative maximum amount of medical expenses within the scope of residents' medical insurance fund payment is 25, yuan, and the part exceeding the maximum amount shall be borne by the individual carefully.

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