1. Know the details of the fund: First, know the specific situation of the fund, including the fund management company, investment strategy, risk level and cost. You can get this information through the financial manager of southern fund official website or Dongguan Bank.
2. Confirm the identity of bank employees: confirm the identity of employees to the bank to ensure that they are full-time employees of the bank. If necessary, you can ask to see the other party's work permit or other identification.
3. Recording or retaining evidence: In the process of communicating with bank staff to purchase funds, recording can be made to retain evidence. In this way, if there is a dispute in the future, you can provide these evidences to safeguard your rights and interests.
4. Go through the formalities yourself: Although the bank staff expressed their willingness to help, you still have to go through the formalities of purchasing the fund yourself. You can ask the bank staff to handle it for you, but you must buy it under your own account. In this way, you can better grasp your investment situation.
5. Pay attention to the performance of the fund regularly: After purchasing the fund, pay attention to the performance of the fund regularly so as to adjust the investment strategy when necessary. If you are not satisfied with the performance of the fund, you can contact southern fund Company or Dongguan Bank for details.
6. Consult a professional: If necessary, you can consult a professional financial consultant or lawyer to ensure that your investment decision is in line with your financial goals and risk tolerance.
In short, if there is no contract or agreement to buy a fund, you should be cautious, try to collect retained evidence and go through the formalities yourself. At the same time, pay attention to the performance of the fund, seek the help of professionals, and ensure their investment rights and interests.