Maternity insurance fund is an integral part of social insurance fund and a special payment for maternity workers. The main function of maternity insurance fund is to pay medical expenses and maternity allowance for female workers who leave their jobs temporarily because of childbirth.

The following describes the role of maternity insurance fund:

The role of maternity insurance fund is mainly to ensure the basic living and medical services of the insured workers during their childbearing period. The items and levels paid by the maternity insurance fund are limited and influenced by the national economic conditions. Maternity insurance advocates basic guarantee. In other words, according to the existing economic conditions, the basic living and general medical consumption of maternity workers are guaranteed. With the development of economy and the improvement of productivity, the scope of protection and the level of treatment will be gradually expanded and improved.

At present, employees of insured enterprises can enjoy the relevant treatment of maternity insurance in areas where social pooling of maternity insurance is implemented, so as to protect the health of women and babies. The establishment of maternity insurance fund can play a role in regulating the overall relative balance of social welfare and protecting the weak, so that all maternity workers can enjoy the maternity treatment stipulated by the state.

For the above information, please refer to Baidu Encyclopedia-Maternity Insurance Fund.