1. Individuals who take the initiative to do nucleic acid testing can use the money in the personal account of the medical insurance card, but they cannot use the money in the overall account of the medical insurance card for reimbursement. However, if the government organizes nucleic acid testing, it is free and does not need to be reimbursed by medical insurance;
2. If you are hospitalized for nucleic acid testing, the medical insurance pooling account can be fully reimbursed. Generally, half of the expenses are paid by the individual before hospitalization (refunded when discharged), and then fully reimbursed with the medical insurance co-ordination account after discharge.
People's Republic of China (PRC) social insurance law
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.
Thirtieth the following medical expenses are not included in the basic medical insurance fund payment scope:
(a) shall be paid by the industrial injury insurance fund;
(2) It shall be borne by a third party;
(three) shall be borne by public health;
(4) Go abroad for medical treatment.
Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.