The first trick: choose the channel skillfully. At present, among the funds sold by banks, the redemption time of different funds is quite different: generally speaking, the redemption time of money funds is "t+ 1", the redemption time of stock funds is generally "t+3" or "t+4", and the longest QDII is "T+8". Need to be reminded that the "T" here refers to the redemption application filed before 3: 00 pm on working days, and the redemption time is calculated on working days. In case of Saturday and Sunday, the arrival time will be delayed. Therefore, investors who need funds in the short term can choose funds with short redemption time. At the same time, the fund redemption time of the consignment bank is also different, and investors can choose the bank with the fastest redemption speed after comparison. In addition, funds purchased through direct sales channels provided by fund companies will be redeemed faster than banks. The channels for investors to buy and redeem need to be carefully considered. The second trick: use fund conversion skillfully. Based on the relatively short redemption time of money funds, investors can convert the funds they intend to redeem into the money funds of the same fund company and redeem them again, which will be faster than directly redeeming the funds they hold. For example, investors need to redeem a stock fund, and the redemption of the fund is "T+3". If the stock fund is converted into monetary fund according to the above method, the conversion can be completed within one day according to the provisions of the relevant fund company's fund conversion "T+ 1", and then the redemption of monetary fund is "T+ 1". In this way, the third measure is to avoid holidays skillfully.