1. How to check provident fund on mobile phone. Nowadays, some formal employers will pay housing provident fund to their employees.

Many people want to check their provident fund account information, but don't know how.

Today, I will introduce to you how to check the housing provident fund using your mobile phone.

WeChat query method 1. Open WeChat, click to enter the "Me" page, and find the wallet on this page; 2. Click to enter the wallet page, and find the city service options; 3. Click to enter the city service, and you can find the provident fund query function on this page

;4. Enter your housing provident fund account number to check your provident fund status.

Alipay query method 1. Click the Alipay wallet button on the mobile phone desktop to open the home page, find the "City Services" button and open it to proceed to the next step; 2. In the "City Services" menu, find the "Provident Fund Query" button; 3. First

When making an inquiry, you need to confirm the authorization first; 4. After the authorization is completed, enter the following page and click the "Personal Inquiry" button; 5. Enter the ID number as prompted by the system, and after checking the password, click the "Save and Inquiry" button, that is

You can wait for the system to provide specific data.

From the 1950s to the 1970s, all the provident funds and community welfare funds were paid, so why are they gone? At that time, the provident funds and community welfare funds were deducted from the year-end final accounts. The provident funds can be withdrawn, but I would like to remind you that the regulations are different, and it complies with the housing provident fund management of the place where the provident funds are paid.

If the center stipulates and the individual meets the withdrawal conditions, what are the general types of provident fund withdrawals? "Housing provident fund" is a housing security system in which units pay housing savings for working employees. As the name suggests, housing provident funds can be used to cover housing expenses.

take out.

It mainly includes: withdrawals for house purchase; withdrawals for repayment of provident fund loans; withdrawals for repayment of commercial loans; withdrawals for renting; withdrawals for construction, renovation, and overhaul of self-occupied housing; and withdrawals for property management fees.

Provident funds can also be withdrawn under some other conditions, such as subsistence allowance withdrawals, medical withdrawals for serious illness, emergencies withdrawals, termination of labor relations with the unit, retirement withdrawals, etc.

The money in the provident fund account can also be used to repay the mortgage. The provident fund business mainly includes deposits, withdrawals, loans, and loan repayments. In addition to withdrawing the money from the provident fund to the bank card, it can also be used to repay the mortgage!

Everyone knows that you can save a lot of money by buying a house with a much lower interest rate than a commercial loan.

How to use provident fund account?

Many people are unclear or have misunderstandings (many people think that they can use money from the provident fund to pay the down payment, no).

After successfully applying for a provident fund loan, you can mainly handle monthly reconciliation business.

Monthly hedging means transferring the monthly personal housing provident fund deposit amount to the loan amount.

1. Employees who have paid provident fund normally in the provident fund center system on a monthly basis and have processed the offsetting loan that has not yet been paid off; 2. The housing provident fund storage balance is not less than the total principal and interest of the loan repayable for one month; 3. The offsetting loan balance,

Guarantees and other situations; (If you no longer want to use the provident fund to repay the mortgage, you can cancel the offsetting loan repayment business midway.) Repaying the principal in advance means transferring the deposit balance in the personal housing provident fund account to the loan account to settle the loan in advance.

"Early settlement" allows you to pay off your mortgage in one lump sum.

The requested repayment amount and interest must be deposited in full in advance into the loan account to ensure that the funds are deducted in real time.

After the principal and interest of the newly approved loan are deducted, can early repayment withdrawal and repayment be processed normally? How to handle the repayment business?

Offline processing: Borrowers apply for processing at the financial center business outlets on normal working days (early repayment business cannot be processed on the repayment date).

Online processing: In the Provident Fund Center's official APP "Mobile Public Regulations and APP online business are different. You can also check the balance and loan status? 3. How to check the monthly repayment plan of the provident fund issued by the CMB system, which can be done through CMB mobile banking, public

version, professional version or dial 95555 to enter the manual query; the provident fund management center system issues, it is recommended to contact the local loan agency or provident fund management center for consultation.