Insurance funds do not rise probably because the stocks invested by fund managers do not rise. Insurance funds do not rise because of market preference and industry development prospects. Market capital preference will not change much for a long time. With the support of national policies, many industries have great market demand and good development prospects, and it is easy to attract funds.

Funds have broad and narrow definitions. Fund in a broad sense is the general name of institutional investors, including trust and investment funds, unit trust funds, provident funds, insurance funds, retirement funds and funds of various foundations. Funds in the existing securities market, including closed-end funds and open-end funds, have the characteristics of income function and value-added potential.

From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. Because the investors of government agencies and institutions do not require investment returns and investment recovery, but require funds to be used for designated purposes in accordance with the law or the wishes of the investors, funds are formed.

The fluctuation of the fund in the past year refers to the fluctuation of the fund in the past year, which represents the historical performance of the fund. The greater the ups and downs of the fund in the past year, the better the performance of the fund. The ups and downs of the fund in the past year serve as a reference for investors to choose the fund.