The main difference between stock funds and ordinary funds is that the proportion of investment stocks and other investment varieties is different. More than 60% of the fund assets are invested in stocks. Less than 60% of assets are invested in stocks, and less than 80% of funds invested in bonds are general funds. (Bond funds invest 80% of their assets in bonds, while money funds use all their assets as money market tools. )

Please note that this is only a method of fund classification, but it is not a restriction on the proportion of fund investment. The actual situation seems to be the opposite. Many funds claim to be stocks or hybrid funds when they are issued, and put themselves on the chain.

Regarding the choice of new and old funds, I personally think there is no difference. My suggestion is based on my personal judgment of the market. If I think that the market has risen strongly recently, the old funds are suitable, because their positions are generally not low, and the new funds may not be heavy, so in the process of continuing to rise, the old funds still have certain advantages; On the other hand, if you think the market is falling, the new foundation is better.

In addition, regarding the choice of funds, the old and the new are only one aspect, but also depends on his investment style and fund managers.

Finally, regarding recommendation funds, I personally think that index funds are all good. If it is open-ended, the Shanghai and Shenzhen 300 index funds are quite good, such as Harvest 300( 160706). Of course, if you want to operate in the secondary market, it is suggested to find a new index fund, such as Yin Hua Ruijin (1500 19). However, it should be reminded that the risk of this separable trading fund is higher than that of stocks.