Jingdong Xiaojinku is an Internet wealth management product with current capital appreciation under JD.COM Science and Technology. 2065438+was launched in March 2004 and launched in cooperation with many domestic fund management companies. JD.COM Kentley Fund Sales Co., Ltd. provides the sales service of money fund products, and the fund company provides the operation and management service of money fund. Users transfer money to Jingdong Small Treasury, that is, they buy their own money fund products and enjoy the money fund income.
As the first online Internet balance wealth management product in the industry, it has the characteristics of simple operation, low investment threshold, zero handling fee and pay as you go. In addition to the financial management function, within the JD.COM Group system, the whole payment scene has been realized, including online shopping and living payment in JD.COM Mall. With the enrichment of scenes, JD.com vault has gradually become another cash management tool for JD.COM users in the era of mobile Internet.
Product features of Jingdong Small Treasury;
1, as you save and take, supports large amount.
Different from ordinary money funds, JD.com Small Treasury supports deposit and withdrawal, which can be received in real time and has strong liquidity. At the same time, Jingdong Small Treasury provides the function of transferring large amounts of funds in and out.
2, convenient payment, many discounts
Jingdong Small Treasury supports a variety of payment scenarios, including but not limited to online shopping in JD.COM Mall, repayment (JD.COM white bars/gold bars/credit cards), mobile phone recharge, living payment and wealth management purchase. At the same time, JD.com Treasury United Bank and * * * jointly launched the JD.COM Digital Gold Card, which realized the docking of JD.com Treasury and WeChat payment ecology, further expanded the use scenarios of JD.com Treasury and improved the convenience of payment.
3. Stable income and daily interest.
The bottom layer of the Jingdong small vault is the money fund, which is a relatively safe one among various investment types. Jingdong small treasury adopts daily interest calculation, which will be transferred out before the trading day 15, and the income will be calculated on the second trading day, which will be postponed on weekends and holidays.
Reference to the above content: Baidu Encyclopedia-Jingdong Small Treasury