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What is the payment standard of industrial injury insurance in construction industry?
Payment standard of industrial injury insurance for construction enterprises

1, new project (one-time payment before the project starts):

Work-related injury insurance premium payable = total project contract cost (before tax) ×0.08%

If the construction project changes the project cost, the construction contractor shall report to the social insurance agency within 30 days, and the social insurance agency shall recalculate the work-related injury insurance premium payable in accordance with the regulations. Additional project costs, the construction contractor shall pay the difference of work-related injury insurance premiums; If the project cost is reduced, the social security institution will return the difference of work-related injury insurance premium.

2. Projects under construction (applicable to projects under construction but not yet completed):

Work-related injury insurance premium payable = total project cost × 0.08 %× [(total days of construction period-days of construction period) ÷ total days of construction period]

Construction enterprises refer to construction general contracting enterprises, professional contracting enterprises and labor subcontracting enterprises; The term "migrant workers" as mentioned in these Measures refers to employees who are not registered in this Municipality, have reached the legal working age, left rural residence, established labor relations with construction enterprises, and participated in housing construction, decoration, equipment installation and municipal engineering construction.

Payment standard and fund management

The collection rate of work-related injury insurance premium for migrant workers in construction enterprises is determined according to the project category:

1. The housing construction project is determined by 1‰ of the total project cost;

2. Decoration, municipal engineering and equipment installation projects are determined according to 0.6‰ of the total project cost. Among them, if the total cost of equipment installation project includes the equipment installation cost, it shall be deducted from the total equipment cost as the collection base of work-related injury insurance premium.

Insurance period:

The period for migrant workers in construction enterprises to enjoy work-related injury insurance shall be subject to the contract period in the construction contract, that is, from the date when the construction project starts to the date when the contract is completed.

Treatment standard:

In principle, the treatment of industrial injury insurance for migrant workers in construction enterprises adopts a one-time payment method. Migrant workers who are disabled due to work are identified as one to ten levels of disability or death due to work. In addition to paying work-related injury treatment fees in accordance with regulations, the one-time treatment paid by migrant workers' work-related injury insurance fund includes:

1. Migrant workers identified as five to ten disabled: one-time disability allowance and one-time medical subsidy for work-related injuries are paid according to the disability level.

2. Migrant workers who are identified as one to four disabled: pay a one-time disability subsidy according to the level of disability; The disability allowance shall be paid in a lump sum to those who have reached the age of 60 for men and 55 for women according to the standard determined in the year when the work-related injury occurred. The minimum payment period is 5 years and the longest is 20 years. The nursing fee shall be paid in one lump sum to 75 years old according to the standard determined after the appraisal of labor ability, and the longest payment period shall be 20 years.

3. Migrant workers who died at work: pay a one-time work death grant and funeral grant according to regulations; If there are dependent relatives after examination, the dependent relatives' pension shall be paid in one lump sum to 18 years of age according to the standards determined at the time of approval, and the longest payment period shall be 20 years for adults who are 75 years of age.

After the above-mentioned one-time industrial injury insurance benefits are paid, the industrial injury insurance relationship of migrant workers will be terminated at the same time. If my salary is involved in the calculation of treatment, it shall be implemented according to 60% of the average monthly salary of employees in urban non-private units in this city last year, and the applicable year is 1 to June 30th of the following year.

Registration fee:

1. The construction contracting enterprises of newly-started construction projects shall, before the start of construction, go through the formalities for the registration of work-related injury insurance for migrant workers at the work-related injury insurance office of the urban social security agency with the construction project bid-winning notice or construction contract (original and photocopy), social insurance registration certificate and Suzhou Urban Construction Enterprise Work-related Injury Insurance Registration Form filed by the construction administrative department.

2. The contracting enterprise holds the "One-time Payment Certificate for Migrant Workers' Industrial Injury Insurance" issued by the industrial injury insurance department of the social security agency, and pays the industrial injury insurance premium for migrant workers to the financial department.

3. After receiving the payment, the industrial injury insurance department shall provide the contractor with the Certificate of Industrial Injury Insurance for Migrant Workers in Construction Enterprises.

Treatment cost:

1. If migrant workers in a construction enterprise suffer from accidents or occupational diseases, the construction enterprise shall, within 30 days from the date of the accident, declare the industrial injury to the municipal administrative department of human resources and social security, and provide the Application Form for Identification of Industrial Injury of Migrant Workers in Construction Enterprises confirmed by the engineering contracting enterprise, supervision unit and construction unit; If it is necessary to temporarily increase or transfer migrant workers due to construction projects, it shall be reported to the municipal human resources and social security administrative department for the record within 24 hours of the accident.

2. The municipal human resources and social security administrative department shall, after accepting the application form for work-related injury identification of migrant workers in construction enterprises, conduct work-related injury identification in accordance with the procedures stipulated in the Regulations on Work-related Injury Insurance. Migrant workers who are identified as having a disability and affecting their ability to work after a work-related injury is relatively stable may apply to the Municipal Labor Ability Appraisal Committee according to regulations.

3. The construction enterprise shall go to the social security agency to handle the one-time settlement and payment procedures of migrant workers' industrial injury insurance benefits with the decision letter of migrant workers' industrial injury identification, the notice of labor ability appraisal conclusion or death certificate (original and photocopy of death medical certificate), outpatient medical records and discharge summary (original and photocopy), original invoice of medical expenses, detailed list of hospitalization expenses, and migrant workers' resident ID card (original and photocopy). After the social security agency audit, the "one-time payment voucher for migrant workers' work-related injury insurance benefits" will be issued. The social security agency will transfer the one-time industrial injury insurance benefits for migrant workers to the bank account of the construction enterprise, and the construction enterprise will issue them to the dependent relatives of migrant workers who are injured or die.

Precautions:

1. The contracting enterprise shall, within 10 days from the start of the construction project, declare to the municipal administrative department of human resources and social security the "List of Employees of Migrant Workers in Construction Enterprises Participating in Work Injury Insurance"; If the number of migrant workers in construction projects changes, it shall timely declare the list of changes of migrant workers.

2. The construction unit shall apply to the construction administrative department for the construction permit with the certificate of work-related injury insurance for migrant workers in the construction enterprise.

3. If the project cannot be completed within the contract period, the contractor shall go through the formalities for extension of work-related injury insurance for migrant workers at the municipal administrative department of human resources and social security before the completion of the contract; At the same time, if the budget increases, it should also go to the social security agency to go through the formalities of paying the work-related injury insurance premium for migrant workers.

legal ground

Regulations on Industrial Injury Insurance (revised 20 10)

Article 8 The rate of work-related injury insurance shall be determined according to the principle of fixed income by expenditure and balance of payments.

According to the degree of industrial injury risk in different industries, the state determines the differential rates in different industries, and determines a number of rate grades in each industry according to the use of industrial injury insurance premiums and the incidence of industrial injuries. Industry differential rates and intra-industry rates shall be formulated by the administrative department of social insurance of the State Council, and promulgated and implemented after being approved by the State Council.

According to the use of work-related injury insurance premiums and the occurrence of work-related injuries by employers, agencies in various regions shall determine the unit payment rate according to the corresponding rate grades of their respective industries.