what is the difference between class a and class c bond funds?

The stocks invested by Class A and Class C funds are the same, but the handling fees are different: Class A is like KFC, and you have to give money after ordering, while Class C is more like our ordinary restaurant, where you eat first and then pay.

as for fees, because the A-type fund pays the handling fee when it is bought, the longer the fund you buy is held, the lower the formalities fee will be. What about class C funds? You only pay the handling fee when you sell it, so the longer you buy it, the more the handling fee will be.

to put it bluntly, class a and class c are just different payment methods, and the rest are basically the same.

There are broad and narrow definitions of funds. In a broad sense, it refers to a certain amount of funds set up for a certain purpose, such as trust and investment funds, provident funds and retirement funds.

in a narrow sense, it refers to funds with specific purposes and uses, and the funds usually refer to securities investment funds.

The income of the securities investment fund comes from the future, and the performance of the income is closely related to the performance of the underlying market of the investment target, which has certain risks.

Classification

Funds

According to different standards, securities investment funds can be divided into different types:

(1) According to whether the fund units can be increased or redeemed, they can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (it depends on the situation), and the fund size is not fixed through subscription and redemption by banks, brokers and fund companies; Closed-end funds have a fixed duration, generally listed and traded in securities exchanges, and investors buy and sell fund units through the secondary market.

(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. Funds are established by issuing fund shares to establish investment fund companies, which are usually called corporate funds; Fund managers, fund custodians and investors are established through fund contracts, which are usually called contractual funds. China's securities investment funds are all contractual funds.

(3) According to the difference of investment risks and returns, it can be divided into growth funds, income funds and balanced funds.

(4) According to different investment objects, it can be divided into stock funds, bond funds, money market funds, futures funds, etc.

operation skills

first: look at the market outlook before operating

the income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a while to maximize the benefits. If it is a bear market, it is redeemed in advance, and it is safe to leave the bag.

second: converting into other products

converting high-risk fund products into low-risk fund products is also a kind of redemption, for example, converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also a redemption idea.

third: regular fixed redemption

like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Regular fixed redemption is a redemption method with regular fixed investment.

buying and selling guide

preparation process

before buying a fund, investors need to carefully read the prospectus, fund contract, account opening procedures, trading rules and other documents related to the fund, and all fund sales outlets should have the above documents for investors to refer to at any time.

individual investors should bring the debit card of the correspondent bank and valid identification documents (ID card, military card or armed police card), while institutional investors should bring the original business license, organization code certificate or registration certificate, and the official seal copy of the above documents, power of attorney, ID card of the agent and a copy.

with the preparation materials, the customer fills in the application form for fund business at the bank's counter outlets, and then receives the business receipt. Individual investors also receive the fund trading card, and they can get the business confirmation at the counter two days after the fund business is handled. After receiving the business confirmation, the unit or individual can engage in the purchase and redemption of the fund.