Buying when the net value of the fund is low requires consulting relevant information to solve it. According to years of learning experience, buying when the net value of the fund is low can make you get twice the result with half the effort. Here we share the experience of buying when the net value of the fund is low for your reference.
Buy when the fund's net worth is low.
It is a better investment choice to buy a fund when the net value of the fund is low, because at this time you can spend less money to buy more fund shares, thus reducing the investment cost.
There may be many reasons for the low net value of funds, such as the market decline, the investment strategy of fund managers, and the decline in the service quality of fund companies. But no matter what causes the net value of the fund to fall, it will not affect the investment decision of the fund manager and the operation and management of the fund company.
Therefore, when buying a fund, investors should choose a fund that suits them, and understand the investment strategy of the fund, the background and performance of the fund manager, the service quality of the fund company and other information, so as to make more informed investment decisions. At the same time, investors should also pay attention to risk control, and don't blindly pursue high returns and ignore risks.
How to calculate the fund purchase time?
Hello, the fund purchase time can refer to the confirmation time. Confirmation time refers to the date when the fund company determines to make corresponding changes to the investor's fund account after receiving and processing the investor's fund trading application. Specifically, if the fund transaction is completed from 3: 00 a.m. to 4: 59 p.m. from Monday to Friday, the closing price of the traded varieties in the evening of that day is the base price; If the fund transaction is completed from Saturday to Sunday, the closing price of the transaction variety on Monday morning 10: 30 is the benchmark price.
How can fund trading win or lose?
In fund trading, the calculation of buying and selling is as follows:
1. Calculation formula of fund sales
Fund selling income = selling price-buying price-handling fee (redemption fee).
For example, investors buy at point A and sell at point B, and both funds have 1000 copies. The buying price at point A is 10 yuan, the selling price at point B is 12 yuan, and the redemption rate is 0.5%. Then the investor's income = 12× 1000.
2. Calculation formula of fund subscription
Fund subscription cost price = total fund assets/fund share.
For example, if an investor buys a fund at point B, the total assets of the fund are 100 yuan, and the holding share is 80 shares, then the buying cost price of the investor at point B is = 100 yuan /80 shares = 1.25 yuan/share.
It should be noted that the trading rules of the fund are trading in the secondary market and calculated according to the market price. Investors can only choose to passively track the index or buy the index stocks before the index stocks are adjusted.
When will the fund subscription confirm the share?
In the process of fund trading, funds sold on the same day can usually be re-purchased on the same day, and the fund shares purchased need to be confirmed on T+ 1 day.
Specifically, buy before 3 pm on the trading day of the fund, and calculate according to the net value of the day; If the fund is bought after 3 pm on the trading day, it shall be calculated according to the net value of the second trading day.
It should be noted that the regulations of each fund company are different. You can check the specific provisions of the subscription confirmation share on the relevant pages of specific fund companies.
Fixed Investment and Subscription of China Industrial and Commercial Bank Fund
The difference between fixed investment and subscription of ICBC Fund is as follows:
The fixed investment of the fund is to invest in the fund within the prescribed time limit. Generally speaking, the fixed investment funds are fixed, while the purchase refers to the one-time purchase of funds, and the purchased funds are determined according to the fund price of the day.
Fund fixed investment and buying are both ways to invest in funds, but their characteristics and application scenarios are different. Fixed investment is suitable for long-term investors, because it can spread investment risks, while buying is more suitable for short-term investors, because it requires higher investment skills and market judgment.
In ICBC, investors can invest in funds through fixed investment or buying. According to your own investment needs and risk tolerance, choose the investment method that suits you. It should be noted that before making any investment, we should fully understand the market situation and the operation of the fund in order to make more wise investment decisions.
When the net value of the fund is low, the introduction of buying is here.