How to convert stock funds and bond funds?
If users want to convert stock funds into bond funds, they can directly handle the conversion business, in which the conversion between the same fund company does not take time. It should be noted that bond funds cannot be converted into equity funds. Investors need to sell their bond funds before buying equity funds.
In addition, the conversion application submitted before the working day will be converted according to the net value of the two funds on that day. For conversion applications submitted after working days, the shares will be converted according to the net value of the next trading day. Different fund companies have different regulations on conversion fees, so users can only understand the conversion business before conversion.
Usually in a bear market, the average account opening cost is obtained by switching from a low-risk account to a high-risk account. In the bull market, switch from high-risk accounts to low-risk accounts and lock in income. Among them, there is no need to pay the conversion fee when the stock fund is converted into currency shares and converted into stock funds.
Bond fund and stock fund are two different types of funds, and the investment income of different products is different. Naturally, stock assets and bond assets will have different performances in different cycles.