China UnionPay Express Balance+has the same nature as the money fund, both of which are money funds, but the platforms are different, so there are some differences:

China UnionPay Express demand+ is a financial management tool for banks to optimize the money fund portfolio, also known as money fund. It was launched by China UnionPay Express in conjunction with major banks, but the demand+ in China UnionPay Express cannot be used for consumption.

Yu 'ebao is a balance appreciation service and current fund management service product under Ant Financial. Many Alipay users put their funds into Yu 'ebao, and then Yu 'ebao invests these funds in the money fund. Investors put their money in Yu 'ebao, where more than 20 money funds are docked. You can choose a favorite money fund to invest, and the money inside can be consumed and transferred at any time.

The above is the difference between the two. Their similarity is that there is a quick redemption limit of 10 thousand yuan every day. If the amount exceeds 65,438+00,000 yuan, it will be generally paid, and the funds generally received will be paid within 2-3 trading days.