Money funds are funds that invest in low-risk fixed-income instruments (such as deposits, bonds, bills, short-term financing bills, etc.). ). It has the characteristics of high security, high liquidity and stable profit. Under normal circumstances, it can obtain income higher than bank deposit interest. The redemption of the money fund is T+ 1. In order to facilitate daily use, Huaxin Securities has extended a value-added service to realize the real-time arrival of funds within the available scope.
Extended data:
The assets of the Monetary Fund are mainly invested in short-term monetary instruments, with a general maturity of less than 1 year and an average maturity of 65,438+0.20 days, such as government bonds, central bank bills, commercial bills, bank certificates of deposit, short-term government bonds, corporate bonds (with high credit rating), interbank deposits and other short-term marketable securities.
In fact, the investment scope of these money market funds are all varieties with high safety factor and stable income. Therefore, for many enterprises and individuals who want to avoid the risks in the securities market, money market funds are a natural haven. Under normal circumstances, you can get higher income than the interest on bank deposits, but the money fund can't guarantee the safety of the principal. But in fact, due to the nature of the fund, the monetary fund rarely suffers from principal loss in reality. Generally speaking, money funds are regarded as cash equivalents.
Huaxin cash treasure official website-About cash treasure
Huaxin cash treasure official website-Frequently Asked Questions
Baidu Encyclopedia-Monetary Fund