1, personal pension belongs to the fund and cannot guarantee stable profit.
Different from endowment insurance, individual pension fund belongs to fund nature. ..... In essence, it belongs to an investment, therefore, individual pension funds cannot guarantee stable profits. ..... The establishment of personal pension is a supplement to the old-age insurance, so those who expect to get stable income from the personal pension fund have the wrong investment purpose.
2. The fund investment is risky and cannot be guaranteed.
Fund investment is inherently risky. Therefore, investment in this area cannot be guaranteed. ..... In fact, individual endowment insurance itself is very different from endowment insurance. They are not equal, but complementary. ..... Therefore, we should look at individual pension funds from the perspective of fund investment, not as a safeguard measure.
3. Holding a personal pension fund for a long time has a high probability of not losing money.
Although the individual pension fund can't guarantee the bottom, it can't guarantee a steady profit and no loss, but it is by no means a project that is not worth investing. ..... In fact, because there is a professional team in charge, the prospect of individual pension funds is very good. Although there may be some fluctuations in the short term, if it is held for a long time, there is a high probability that it will not lose money and there is a lot of room for profit. ..... Plus the personal pension as an effective supplement to the old-age insurance can make you more secure after retirement, so the personal pension fund is totally worth investing.