It is recommended that you hold it first. The Harvest 300 fund you bought is still good.

Harvest CSI 300 is an open-end stock fund (LOF) under Harvest Fund Management Co., Ltd., and its investment style is passive index type. The index it tries to replicate is the CSI 300 Index, which ran from August 2007 to August 2008.

Over a period of time, the net value trend of Harvest CSI 300 is basically consistent with the trend of CSI 300. The daily average tracking error is 0.15%, and the annualized fitting deviation is 2.31%, which is in line with the annualized tracking error specified in the fund contract.

exceeds the 3% limit.

The net value growth rate of this fund since its establishment is 145.01%, ranking among the top among similar index funds.

Judging from the share of the fund, its share has gradually increased and far exceeded that of similar products. It has remained above 30 billion yuan since the fourth quarter of 2007, which fully shows that it is highly recognized by the market.

The stock market has dropped from more than 6,000 points to more than 2,400 points now, a drop of more than 60%. The current price-to-earnings ratio is around 19, and the valuation is reasonable.

Moreover, the indexes tracked by this fund are mostly large-cap stocks. Heavyweight stocks such as China Merchants Bank, Ping An Insurance, China Shenhua, and CITIC Securities all have good long-term growth potential.

Judging from the recently announced results, although affected by fundamentals, the performance of these companies is still good.

In addition, the Olympic situation did not appear as expected. Instead, the two cities fell sharply. The Shanghai stock market fell below 2,400 points. The mid- to long-term bottom has appeared, and the long-term investment value has emerged.

Therefore, it is recommended that investors seize the rare long-term strategic position building opportunity during irrational market moments and build Harvest CSI 300 positions in batches.

1. First of all, don’t worry about fund liquidation.

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In a bear market, I suggest that if you are not in a hurry for money, you can leave it alone and wait until the price rises before selling. You will lose more if you sell now, and the fund will be more effective in the long run! Generally, it is more dangerous for a fund to fall to 0.5 yuan. It will fall to 0. Don’t worry, even delisted stocks will not have a price of 0! According to my country’s relevant fund regulations, during the duration after the open-end fund contract takes effect, if the net asset value of the fund is low for 60 consecutive days If the amount exceeds 50 million yuan, or if the number of fund unit holders does not reach 100 for 60 consecutive days, the fund manager has the right to announce the termination of the fund after approval by the China Securities Regulatory Commission.

If the above situation occurs for 20 consecutive working days after the contract takes effect, the fund manager shall explain the reasons and submit a solution to the China Securities Regulatory Commission.

From this point of view, 50 million yuan is indeed considered the life and death line of the fund.

According to regulations, the size of the fund must be disclosed in the fund's quarterly, semi-annual and annual reports.

The 2007 annual reports of funds are about to enter a period of intensive disclosure recently. Mr. Cao can use the annual reports disclosed by the funds he holds to inquire about information on the scale.

If the net asset value of the fund is less than 50 million yuan for 60 consecutive days or the number of holders is less than 100, the fund may enter liquidation procedures.

A fund must go through many complicated procedures from approval, fundraising, establishment to operation, so fund companies will not easily liquidate the fund and withdraw from the market.

For example, using one's own funds to purchase its funds and keep them above the warning line is a very practical method.

Last year, the products of bond funds and some small fund companies experienced significant shrinkage in scale, but most of these funds expanded their scale through continuous marketing and large proportions of dividends.

Moreover, since this year, the products of some small fund companies have outstanding performance, and it is believed that the scale has increased, so it is too early to talk about liquidation.

So you don’t need to worry too much about the fund going into liquidation.

2. It is very painful for anyone who sees such a market now and sees his own funds being swallowed up bit by bit~~ But while we are in pain, we still have to think carefully about how to minimize our losses.

,Do you agree?

So now let’s see rationally what to do!

1. Analyze why your fund fell. There are many reasons why the net value of the fund fell. It may be because the market has deteriorated, or it may be because the management level of the fund company has declined.

There are many situations in which net worth declines, which may be temporary or long-term.

When the net value of the fund drops, the first thing you have to do is to conduct careful analysis and judgment, because different reasons and situations should have different response methods.

If the fund's net value declines due to major changes in the fund management company and there are no signs of improvement in the short term, then you should consider selling the fund.

But if the fund's net value falls because the market situation has changed, then you'd better not make a hasty decision, because market changes are difficult to predict.

The securities market is a market that rises amid fluctuations. It may be very risky in the short term, but the long-term trend is still consistent with the fundamentals of economic development.

Under the long-term upward trend, it is difficult to grasp the short-term fluctuations of the market. You should treat the short-term fluctuations of the market with a normal mind and pursue the stable appreciation of capital through long-term investment.

2. In addition to redemption, what other strategies are there after losing money?

Fund switching and moderate accumulation of positions may be options.