people who have no work unit should participate in social insurance according to the method of freelancers. Freelancers can only participate in endowment insurance and medical insurance.

1. How do I pay my medical insurance?

if you are an urban resident, you should buy urban medical insurance, and bring your ID card, the original and photocopy of your household registration book, and a one-inch color photo to the community neighborhood committee or social security office for payment registration. Rural residents can participate in the rural cooperative medical system. Generally, the village committee will inform you when to pay, and it will be handled uniformly. If you are self-employed, you can choose to build a pool fund instead of a personal account, which is 4% of the local average monthly salary in the previous year. 2% to pay the basic medical insurance premium; You can also choose to pay 8% of the local average monthly salary in the previous year and set up a personal account!

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2. Process of individual social security payment:

Individuals can only pay pension and medical insurance. The specific process is as follows:

1. How to pay social security for individuals can apply for social security as a freelancer (pension+medical care);

2. conditions for enrollment: urban hukou or rural hukou;

3. Handling place: social security service points in local community streets, or social security bureaus (labor security bureaus) at district and county levels;

4. How do individuals pay the basic information needed in social security issues: household registration book, ID card and photocopy, and two 1-inch photos;

5. payment standard: based on the local social wage of the previous year, the proportion of pension payment is 2%, and medical care is about 9%. At present, there are still 8% and 1% options.

III. Individual payment of social security policy

1. The payment base for urban individual industrial and commercial households and flexible employees to participate in the basic old-age insurance is the average salary of local employees in the previous year, and the payment ratio is 2%, of which 8% is credited to personal accounts. After retirement, the basic pension will be calculated and paid according to the basic pension calculation method for enterprise employees;

2. In terms of medical insurance, freelancers and self-employed individuals can choose to build a pool fund instead of a personal account, which is 4% of the local average monthly salary in the previous year. 2% to pay the basic medical insurance premium; You can also choose to pay 8% of the local average monthly salary in the previous year and set up a personal account! Employees participating in medical insurance are 6% for the unit and 2% for the individual;

3. After completing the old-age insurance procedures, go to the local medical insurance center to pay medical insurance with the old-age insurance procedures and relevant documents;

4. The minimum payment period for endowment insurance is 15 years, and the minimum payment period for medical insurance is 25 years. And when you reach retirement age, you can apply for pension benefits and medical reimbursement concessions.

I hope the above contents can help you. If you have any other questions, please consult a professional lawyer.

legal basis: article 6 of the social insurance law, the employer shall declare and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment unless it is due to legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing unit and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agency.