Lifelong Bao is a kind of money fund and a wealth management product launched by Alipay. Lifelong treasure is characterized by flexibility and high returns. As a kind of money fund, the investment target of the current treasure is mainly low-risk and short-term financial bonds, such as central bank bills and national debt. Because these bonds are short-term, highly liquid, and have little fluctuation in the net value of the live treasure, investors can redeem or continue to purchase them at any time, which is very flexible.

In addition, the yield of the live treasure is relatively high compared with other money funds. Its yield is relatively high, mainly because the investment targets are low-risk bonds such as the central bank and national debt, and the income is stable and reliable. Moreover, due to the scale advantage of Alipay, its net worth is also large, which can maximize the rate of return. Therefore, active treasure is a financial management tool that investors like very much.

In a word, Lifelong Bao is a very suitable money fund for idle funds, and it can also get some income on the premise of ensuring the security and liquidity of funds. However, because its rate of return is still low, investors should have a certain understanding of product characteristics and investment targets before using it, and evaluate their risk tolerance.