charge by directly using the medical insurance card.

The scope of use of the medical insurance card is as follows:

1. Basic medical expenses for outpatient service.

2. The basic medical expenses for specific items of hospitalization and outpatient service shall be paid by the self-paying department.

3. The expenses for distributing drugs within the scope of basic medical insurance or purchasing over-the-counter drugs within the scope of basic medical insurance at the designated retail pharmacy with medical insurance outside the hospital.

The usage of the medical insurance card is as follows:

1. When the money in the medical insurance card is used to buy medicines, it is directly deducted from the medical insurance card. If the money in the card is enough to pay, there is no need to pay in cash. It's not a discount card like a membership card. In fact, it's just the insurance premium you usually pay to you in proportion. To put it bluntly, it's the money you pay in, so the money in the card belongs to you. It's just for special purposes. It can only be used to buy medicine and treat diseases, and it can also be inherited.

2. Not all medical treatments and medicines can be paid by medical insurance card when you are in hospital or buy medicines, which depends on the local medical insurance catalogue. The purchased medicines and medical treatment items must be in the local medical insurance catalogue before they can be paid by medical insurance card. If the purchased medicines are not in the local medical insurance catalogue (i.e. self-funded medicines and self-funded medical treatment items), they cannot be paid by medical insurance card, and the medical insurance card can only be used in hospitals or pharmacies designated by the local medical insurance center.

3. For drugs or medical treatment items listed in the local medical insurance catalogue, you can search on the website of the local social security (medical insurance) center or on the touch screen in the lobby of a larger regular non-profit hospital.

Legal basis:

Detailed Rules for the Implementation of the Social Insurance Law of the People's Republic of China

Article 8

If the medical expenses incurred by the insured in the agreed medical institutions meet the standards of the basic medical insurance drug list, diagnosis and treatment items and medical service facilities, they shall be paid from the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, they can seek medical treatment in non-agreement medical institutions; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.