I. Mechanisms
The fund also has dividends, so we can use the dividends first and then invest. Because there are some companies, he will pay dividends to some shareholders. Because we choose to invest in dividends, this way to buy fund shares can exempt the subscription fund fees, and we can judge according to the specific situation. We should also make full use of the conversion between funds and pay attention to some factors. At the same time, funds should not go in and out too frequently. We should choose a series of funds of fund companies with good performance and adopt appropriate conversion methods as far as possible, instead of buying directly according to usual habits. Online transactions can also reduce transaction costs.
Second, the reason.
If you deposit and withdraw funds frequently, the transaction cost may be high. If you buy funds directly according to everyone's habits, the cost will increase greatly. The subscription fee for selling funds through banks and other consignment agencies is generally 1% to 1.5%, the subscription fee is generally 1.5%, and the subscription fee for online direct sales through fund companies is generally around 0.6%. Many users do not pay attention to the front-end charging method and the back-end charging method when purchasing funds, which will lead to unnecessary money. We can determine and choose which collection method is more cost-effective according to the corresponding data.
Third, normality.
Many users didn't pay attention to the front-end charging method and the back-end charging method when buying this thing. We can also determine the reasonable charging method according to the corresponding data. When carrying out genetic modification, we should also choose a company with good management effect, rather than choosing one at random, and we should not change it at will according to our own habits. We can also listen to the suggestions of funds or fund companies.