After the fund's profit reaches the expected target, investors will generally choose to take profit and redeem it. Generally, fund redemption supports partial redemption and full redemption. However, when some investors apply for redemption, the redemption amount is inconsistent with the expected return. So why can’t the fund be redeemed in full? How can I redeem them all?

1. Huge Redemption

When a fund encounters a huge redemption, the fund company will allocate no more than 10% of the total fund shares to the investments applying for redemption in proportion. By. This means that in this case, investors may not be able to redeem the full amount at one time.

The so-called huge redemption means that the net redemption application share of the fund in a single open day exceeds 10% of the total fund share.

For huge redemptions, fund companies generally provide two redemption options: redemption postponement and redemption cancellation. Redemption postponement means that the redemption of unprocessed shares is postponed to the next open day. Redemption cancellation means that the redemption application for excess shares is directly canceled. If investors want to continue to redeem, they need to re-redeem on the next trading day. Submit a redemption request.

2. Uncarried-forward expected returns of money funds

The total assets of money funds include principal, carried-forward expected returns and uncarried-forward expected returns. Investors apply for redemption Only the first two parts can be redeemed when you return, and the uncarried-over expected earnings must wait until they are carried over before you can apply for redemption.

3. Investor misunderstandings

Fund redemption funds are calculated based on the fund’s holding shares and the fund’s net value on the day of redemption, but fund redemptions are completed based on the unknown price principle , that is, when the fund is redeemed, the net value of the fund on the day of redemption has not been announced, so naturally the fund redemption funds cannot be calculated.

When investors apply for redemption, they only sell fund shares, not the redemption funds, and the redemption shares are often smaller than the redemption funds, leading many investors to mistakenly believe that the fund cannot be fully redeemed.

I hope the above information on why the fund cannot be redeemed in full will be helpful to everyone. Warm reminder, financial management is risky, so investment needs to be cautious.