1 and the performance of Huaxia 300 are completely determined by the stock market. From more than 3000 points in August last year to now, the market has been in a downward channel, but it has not risen to the original point for a while, and recently it has fallen again. There is no way to blame this fund. Therefore, it is best not to move this fund now, because the stock market is still at a low level, and it is unwise to redeem it now. The conversion is not appropriate, wait for the opportunity, if one day the strategy or market is released, turn; Hold on if you don't let go.

2. There are similar reasons for Guo Futianding's performance problems, mainly because you bought it at a high point last year. However, this fund does not know what your actual loss is, and it will not be -20%. If you hold it for more than one year and there is no back-end subscription fee, you can consider redeeming it and replacing it with Niuji of China Sales Department; Or invest in fixed-income products in rich countries. Bond funds in rich countries are very famous! !