The first batch of wealth management products for the elderly come from four pilot companies: ICBC Wealth Management, China Construction Bank Wealth Management, China Merchants Bank Wealth Management and China Everbright Wealth Management. They will be sold to individuals with local ID cards in four pilot cities: Chengdu, Wuhan, Shenzhen and Qingdao from next week. Compared with general bank wealth management products, pension wealth management has the characteristics of stability, long-term and inclusiveness. The investment starting point of the four products is 1 yuan, the maximum investment is 3 million yuan, and the investment period is 5 years, mainly investing in fixed income assets, and introducing various ways to enhance the ability to resist risks. According to the requirements of China Banking Regulatory Commission, the investment in wealth management products for the aged is mainly in areas that conform to the national strategy and industrial policies.

First, the unit needs to carry the old-age insurance:

1. Original and photocopy of business license, certificate of approval for establishment or other approved practice certificates;

2. The original and photocopy of the unified code certificate of the organization;

3. A copy of the ID card of the legal representative;

4. Social insurance registration form (which can be collected at the window and needs to be stamped with the official seal of the unit).

Two, the benefits of paying old-age insurance premiums are:

1. You can get a pension from the social insurance agency every month, which really realizes a sense of security for the elderly.

2. The pension is linked to the average social wage, which makes a person's old age life more secure.

3 enjoy the pension adjustment treatment stipulated by the state and the autonomous region.

4. It can reduce the burden on children to a certain extent.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.